Kansas Business Loans

Learn more about our loan programs in the 3 categories below

Microloan

$5K to $50K

SBA Microloan to fund working capital, inventory, furniture and fixtures or equipment.

The SBA Microloan is ideal for startups, and newly established or growing businesses.

Midsize Loan

$50K to $300K

EDA & SBA loans ranging from $50k - $300k to fund your business needs.

Ideal for business startups or business expansions.

Commercial Real Estate and Heavy Equipment Loan

$300K to $5M

Purchase commercial real estate, machinery and equipment, or refinance existing debt with an SBA 504 loan.

"Reaching out and establishing a working relationship with a SCKEDD representative early was instrumental in staying abreast with the evolving small business disaster assistance programs for the COVID-19 pandemic. The two-way exchange of information and the responsiveness to unending questions was invaluable in achieving timely pursuit of specific programs and early submittal."

John Johnston, SCKEDD 504 Borrower, J&J Hardware LLC

SCKEDD Small Business Loan programs

10-15% cash injection
Low interest rates
Competitive loan terms
Swift disbursement of loan funds

SCKEDD's Covid-19 Response

SCKEDD is engaged with their borrowers by providing solutions, consultations and debt relief to their small businesses.

In late March, the SBA relieved borrowers of their loan payments. We worked with our borrowers to notify them of this benefit and created a new disaster relief loan program. The SCKEDD Disaster Relief Program provides immediate cash up to $25k for existing small businesses. To be eligible for this program, applicants must have been in operation for 2 years or longer, have a credit score of 680+ and provide a personal guarantee of the loan. The application is available here.

Cybersecurity Maturity Model Certification (CMMC) Loan Program

SCKEDD has developed a loan program for south central Kansas businesses seeking to attain a CMMC.

Our team is partnering with local officials, University and other Economic Development agencies such as the Greater Wichita Partnership and Wichita State University in order to help businesses become aware of this new loan program. Small businesses that work with the US Department of Defense are encouraged to connect with our staff. Learn more about how you can use these funds as you navigate through the certification process. Loans are available up to $300k and offer fixed low interest rates.

Apply here or schedule a meeting with tward@sckedd.org