Our Approach to Business loans

We are not your traditional business lender in Kansas.

SCKEDD is a mission-based lender and because of this we have greater flexibility to offer a wide variety of  business loans to help finance entrepreneurs, startups, and existing businesses in Kansas.


By working with local banks and community lenders, our innovative approach to business loans helps Kansas business owners secure the funding they need to grow their businesses.

 We are here to work with you if you have a need for immediate gap financing, money to expand, or funds to start your business.

SBA Microloan 

$5,000 - $50,000

Apply for a SBA Microloan to fund working capital, inventory, furniture and fixtures, or equipment.

The SBA Microloan is ideal for startups, and newly established or growing businesses.


Community Advantage Loan

$50,000 - $250,000

Limited time in business? Short on collateral? Have experience in your industry and ready to start your own business? Unable to attain conventional bank financing?

Apply for a Community Advantage Loan to fund long-term working capital, inventory, supplies, furniture and fixtures, machinery and equipment, and real estate. 

Economic Development Administration Loan 

$5,000 - $300,000

Your Bank is ready to move forward, but you need an additional partner to supply funding?

SCKEDD will work with your lender to provide additional 'Gap' financing to help fund working capital, or to purchase inventory, furniture and fixtures, machinery and equipment, and real estate


SBA 504 Loan

$250,000 - $5,000,000

Purchase commercial real estate, machinery and equipment, or refinance existing debt with a SBA 504 loan.

SBA 504 loans help businesses purchase owner-occupied commercial real estate and long-term equipment. The SBA 504 loan features a low down payment to help conserve valuable working capital, plus a low interest rate and favorable loan terms can reduce your monthly loan payments.

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Hutchinson office

530 E. 30th Ave

Hutchinson, KS 67502

Phone: 620-259-6544
Fax: 620-508-2042

Wichita office

9730 E. 50th Street N

Bel Aire, KS 67226

Phone: 316-262-7035
Fax: 316-262-7062

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This institution is an equal opportunity provider and employer. If you wish to file a Civil Rights program complaint of discrimination, complete the USDA Program Discrimination Complaint Form, found online at, or at any USDA office, or call (866) 632-9992 to request the form. You may also write a letter containing all of the information requested in the form. Send your completed complaint form or letter to us by mail at U.S. Department of Agriculture, Director, Office of Adjudication, 1400 Independence Avenue, S.W., Washington, D.C. 20250-9410, by fax (202) 690-7442 or email at

© 2019  South Central Kansas Economic Development District SCKEDD