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Learn more about our loan programs in the 3 categories below


$5K to $50K

SBA Microloan to fund working capital, inventory, furniture and fixtures or equipment.

The SBA Microloan is ideal for startups, and newly established or growing businesses. 

Midsize Loan 

$50K to $300K

EDA & SBA loans ranging from  $50k - $300k to fund your business needs.

Ideal for business startups or business expansions.

Purchase commercial real estate, machinery and equipment, or refinance existing debt with an SBA 504 loan. 

"Reaching out and establishing a working relationship with a SCKEDD representative early was instrumental in staying abreast with the evolving small business disaster assistance programs for the COVID-19 pandemic. The two-way exchange of information and the responsiveness to unending questions was invaluable in achieving timely pursuit of specific programs and early submittal."

John Johnston, SCKEDD 504 Borrower, J&J Hardware LLC

SCKEDD Small Business Loan programs

  1. 10-15% cash injection

  2. Low interest rates

  3. Competitive loan terms

  4. Swift disbursement of loan funds

Business Plan Tools

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